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Mermaids Millions Slot

NZ Review, Demo Play, Payout, Free Spins & Bonuses

When you think of mermaids, does the lovely Daryl Hannah in Splash spring to mind? Or maybe it’s Ariel in the Little Mermaid who floats your boat. With this Mermaid-themed slot by Microgaming, you won’t be caught between the devil and the deep blue sea; Mermaids Millions has something for everyone. Microgaming’s impressive slot game offers five reels and 15 paylines, and it’s a 75-coin slot. In addition to its regular themed symbols, Mermaids Millions by Microgaming has wild and scatter symbols, a free spins bonus and treasure bonus features. The main character is also the Wild and is depicted as the King of the Ocean. Next in line is his daughter, the Mermaid, and she doubles up as the Scatter symbol in this fabulous slot game that takes place at the bottom of the deep blue sea. Mermaids Millions has a maximum payout of 37,500, boasts a volatility rating of low to medium, and offers a return to player (RTP) or payout ratio of 95.56% The symbols available on the ocean beds of Mermaid Millions range from oyster shells to treasure chests. It’s up to you to spin the reels and land those symbols.

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Payout Ratio (or RTP) of Mermaids Millions Slot

Microgaming Software‘s Mermaids Millions slot game has a 95.56% return to player (RTP) or payout ratio. Microgaming set the return to player percentage, which provides an average indication of the risk involved during play. For example, if a player bets 100 coins, the expected return on average would be 95.56%.

Mermaids Millions Slot Graphics

Mermaids Millions is one of the oldest slot games produced by Microgaming. With that in mind, some might think the graphics could possibly be dated. There’s something classic and vintage about Mermaids Millions, in a cool and retro way. The game’s control bar has a metallic look, while the clickable control buttons have a 3D appearance that call to mind a calculator with blue rubber function buttons. It’s quite a busy theme design-wise in terms of the symbols being crowded with typical elements of the game's theme. For example, the 10 playing card is accompanied by a starfish, the Jack is being hugged by an octopus, the Queen has some rather nice sparkling pearls, and the King playing card has a trident.
The King of the Ocean, Mermaid and Treasure symbols are the Wild, Scatter and Bonus symbols respectively. These are labelled, which makes for a fast learning experience when you're playing for the first time.

Other decorative symbols include a sea horse, a jewellery box bursting with sparkling jewels, and an oyster containing a perfectly formed pearl. All the things you might find lurking at the bottom of the ocean can be found on the reels, except the shipwreck they came from - but perhaps that should remain a mystery.

The reels are the smoothest spinning reels we’ve seen for some time; this retro slot is quite slick! Their background is a nice sea blue, and the logo is also a shade of blue with the odd sparkle to set it off against the other blues of the theme.

The paylines are displayed at either side of the reels and offer a splendid array of colour. They are numbered from 1 to 15.

Mermaids Millions Slot

Mermaids Millions Game Theme

You might have already guessed that this game has a mermaid theme. What is surprising, however, is the retro styling. It is cool and very edgy, which suits the mermaid vibe quite nicely.
Microgaming has selected some popular sea-lurking creatures and artefacts for the symbols, and they include sea horses, pearls, jewels, lobsters, treasure, tridents and octopuses. No mermaid-themed game would be complete without the obligatory mermaid and king of the ocean to complete the set.

Mermaids are fictional characters who have the head and torso of a female and the tale of a fish. The mermaids’ counterpart is a merman, but folklore and traditions of merman characters are less common. Christopher Columbus reported sightings of mermaids whilst exploring the Caribbean. Blackbeard the Pirate, along with his crew, steered clear of enchanted waters for fear of bad luck from the mermaid encounters they experienced. Interestingly, reports of mermaid sightings continue to the present day.

How to Play Mermaids Millions Slots

Mermaids Millions is a game with five reels, three rows and 15 paylines. The best place to start is the Help button on the bottom left of the reels. This offers a comprehensive instruction manual that covers all the rules and directions you need to play Mermaids Millions slot game. You will find the pay table here, which shows you the win possibilities and symbol values as well as free spin and treasure bonus information.

The game’s control bar is situated along the bottom of the game just beneath the reels. This is where you will find everything you need whilst playing Mermaids Millions.

The first box is a large window and shows your credit balance. Your wins will be added to this balance throughout play, and each bet will be deducted from the balance on each click of the spin button that is situated at the right bottom corner of the reels. Above the Help button, you will find a button labelled Expert. You can select this button to play the game in Regular mode or Expert mode, and you will be given different game choices in each mode. You will see the display of options change on the control bar depending on the play mode you choose.

In Expert mode, you have the option to select lines, coins, bet max and spin. In Regular mode, you have some Autoplay options that are not available in Expert mode. You can click the 5x button to spin the reels automatically five times or click the 10x button to receive 10 auto spins. Clicking Autoplay in regular mode allows you to select up to 500 auto spins. You can also select whether the reels stop at the end of the number of selected spins or on a win.

In either mode, the total amount bet, number of pay lines played and coins can be raised or lowered at your leisure throughout play. Each of these features are displayed along the control bar together with the amount bet and amount of win with each spin of the reels.

Mermaids Millions Game Volatility

Mermaids Millions is a low- to medium-volatility slot game. Medium-volatility slot games have larger wins than low-volatility slots, and wins are more frequent than they are on high-volatility games. With Mermaids Millions, you can expect low-value wins that occur reasonably frequently. Two bonus rounds are a nice touch and unusual for a Microgaming slot.

Max-win 500x
Volatility Low
Top RTP 96.56%

How To Win at Mermaids Millions Slots

There are many ways to win on Mermaids Millions slot game. Here is a rundown of each symbol and what they’re worth to you:
The Wild is the King of the Sea, and landing five of him will bag you a very tasty 7,500. Four brings in 2,000, three rewards 200, and two will get you 5. The Wild substitutes for all symbols except the Scatter and Treasure bonus symbols.

The pretty mermaid is the Scatter in this game. Getting three or more Scatters will reward you with 10 free spins. Scatter wins are multiplied by your original wager. While the free spin mode is activated, all wins are tripled. Unlike many slot games, free spins can be retriggered. Five mermaids will win you 400, four pay out 50, three get you 4 and two mermaids will reward you with 2.

The higher-value symbols pay out higher rewards than the playing card deck:
Treasure Bonus: Five of a kind gets you 60 to 2500, four nets 48 to 2000, and three earns you 36 to 1500
Jewels: Five of a kind earns 500, four is rewarded with 100, and three will get you 50
Pearls: Five of a kind will win 500, four nets 100, and three will get you 20
Sea horses: Five of a kind earn you 250, four reward you with 75, and three will get you 15

The playing card deck are the lower-value cards and offer the following rewards:

A: Five of a kind is 125, four is 50, and three will get you 10
K: Five of a kind is 100, four is 50, and three will get you 5
Q: Five of a kind is 100, four is 25 and three will get you 5
10 & J: Five of a kind is 75, four is 15, and three will get you 2

Mermaids Millions Bonus Features

The Treasure Bonus feature is a fantastic add-on to an already great game.

Landing three or more Treasure bonus symbols on an active payline will trigger the Treasure bonus feature. You'll be brought to a new screen where you will see various chests full of treasure laying on the ocean bed at the bottom of the sea. You will then be given the opportunity to select the chests of your choice, where you will uncover your win amount by clicking to open the treasure chest.

Bear in mind that bonus wins during this feature will not be multiplied by three, but this feature can be triggered whilst in free spin mode.

Mermaids Millions Strategy and Tips

Slot games are not a strategic game, so there are no reliable ways to success. You should bear in mind that every slot game is different, and you should take the time to try before you buy. Many slots are available to play in demo mode or free play, and we highly recommend you take advantage of this opportunity to learn about the game before playing and committing your hard-earned cash. Instructions may take time to read, but it’s worth the effort. You’ll learn about free spin and bonus features as well as the value of the symbols. You should also take note of the payout ratio and make sure you understand how this works. Another tip is to consider your budget with the RTP in mind so you can allow enough to accumulate some winnings.

Mermaids Millions Slot Biggest Possible Win

The biggest win possible on this game is 37,500.

Free Spins on Mermaids Millions Slot

The free spin feature is a generous one, rewarding you with 10 free spins upon landing three, four or five Mermaid Scatter symbols. All free spin wins are tripled, and free spins can be retriggered. Three or more Scatters make a winning combination that is multiplied by the total wager.

Mermaids Millions Slot on Mobile - Android, iPhones and Tablets

Slot games these days need to reflect the times, and Microgaming’s Mermaids Millions is no exception to that rule. The game is mobile-optimised, making it available to play on any smart device including mobile phones and tablets, as well as on your Windows-operated PC. Both iOS and Android devices are supported. You can play on the go, at a desk or in the comfort of an armchair. You can also check out the Spin Palace mobile app.

Games you might enjoy if you like Mermaids Millions

If you like Mermaids Millions, why not give Ocean's Call slot demo a whirl by Habanero Software? In this game, you can join Odysseus, the hero from Greek mythology, as he encounters the beautiful music of the Sirens of the Aegean sea. It’s a low- to medium-volatility slot with a remarkable 98% return to player ratio. It has five reels, 20 paylines and a jackpot of 24,000.

Mermaids Millions FAQs

Does Mermaids Millions have a free spins feature?

Yes. Mermaida Millions has a generous free spins feature that awards 10 free spins. The free spin wins are tripled, and free spins can be retriggered. Landing three, four or five mermaid scatter symbols activates the free spins feature.

Is Mermaids Millions available to play for real money in New Zealand?

Yes, it most certainly is. There are many online casinos that feature Mermaids Millions slot game, and you can play for real cash. Why not give the game a whirl in free play first to try it out?

Can I play Mermaids Millions in NZ$?

Yes, you can. Mermaids Millions is available to play in NZ$. Simply search online for a New Zealand-based casino that offers Mermaids Millions or look out for Microgaming Slot NZ.

Which NZ casinos offer Mermaids Millions?

There are so many options to choose from when it comes to playing slot games online. We recommend trying Spin Palace Casino, Spinit Casino and Betway Casino for this Microgaming slot game.


Disclaimer: Mermaids Millions trademark / license is owned by Microgaming. This site is not endorsed by Microgaming.

Slot Data
Slot Name: Mermaids Millions
Software: Microgaming
RTP: 96.56%
Volatility: Low volatility
Paylines: 15
Reels: 5
Min Bet (all lines covered): $0.15 (NZD)
Max Bet: $450 (NZD)
Top Win: 500
Features: Bonus Game, Wild Symbol, Scatter Symbol, Multiplier, Free Spins, Low volatility, 5 Reels

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