- Very high return to player ratio compared to the 96 per cent average
- Maximum win on offer of 20,000x
- Good choice of bonus features, including increasing multipliers and sticky wilds
- High volatility may seem too risky for you
Contents
Introduction
Try to make a splash with this five-reel slot played over an unusual grid where the number of rows increase with each reel. Will you net the likes of sticky wilds, free spins, mirrored reels and multipliers, or will your playing balance sink to the depths of the ocean in no time at all?
Mermaid Riches Theme and Storyline
It is said that mermaid lives in a mysterious castle under the sea surrounded by an invisible protective barrier which only allows mermaids to pass. The legend has it that this barrier is not just protecting the mermaids within, however, but also a rare ancestral treasure that can only be awarded to someone deemed to be ‘the destined one’. Could you be destined for good fortune and treasures when you play this aquatic-themed slot from Pocket Games Soft?
If that were not enough of a back story for this game, the makers have also added more detail to the tail. Mermaid Riches is based on the story of Fancis who was attracted by a golden light while he was out picking up shells at the beach. He followed the glow and found a golden-scaled fish caught in a fishing net. He cut the net to free the fish and was surrounded by a dazzling light. When he opened his eyes again, he was confronted by a beautiful mermaid before him holding a golden-scaled tail of a fish. This was the Mermaid Princess, and she presented Fancis will a piece of scale and told him that this scale could be used to summon her from the castle beneath the sea if he ever needed help. She could help you too in this five-reel slot.
If you like the look or feel of this slot, you may also enjoy other games from the same maker such as Galatic Gems from PG Soft.

Mermaid Riches RTP and Variance
The theoretical return to player ratio of this game is 96.71 per cent. This is very good when you consider that the average is around 96 per cent.
How to Play Mermaid Riches
PG Soft online slots aren’t difficult to play, but it can often pay to have a few handy hints before you start spinning:
- You should start out by understanding the reel and row layout of this slightly unusual slot. The grid starts with one row in reel 1, and then goes to two rows in reel 2, three rows on reel 3, four on reel 4 and five on the fifth and final reel.
- Your bets, playing balance and any wins are displayed beneath the reels.
- You can use the plus and minus tabs to set your bet or click on the coin stack.
- There is a Turbo option if you want to play the game at a faster speed.
- Click on the Auto Spin option if you want to allow the game to play automatically. This tab allows you to decide how many spins you want the slot to make.
- Click on the three-line tab to open the main settings menu. Here you will find a range of options and information, including the sound settings, the game rules, the history section and the paytable.
Mermaid Riches Paytable Wins and Betting Range
Like many free play slots, this game offers a range of betting choices. To play Mermaid Riches you have to choose your bet size and your bet level. This is then multiplied by the 20 fixed paylines to come up with your bet amount. You can start spinning for a bet size of 0.01 at bet level one, meaning a minimum bet of 0.20. At the other end of the scale, click on the Max Bet button and you will be taken straight to the top bet of 0.10 at bet level 10, making a maximum stake of 20.00 per spin. This is far from the highest maximum bet you will find in the world of online slots, but there is a decent amount of choice available.
Mermaid Riches Bonus Features
Each spin starts with a special sticky wild symbol, which moves around to random positions. The wilds have numbers on them, and this is how many times they can be used. Multipliers are shown above the reels. These are applied to any wins and go up according to the number of rounds you play.
A free spins features is triggered if you land three scatters. You get eight free spins and additional scatters add another two free spins. The multipliers above the reels get a boost during this round and can go up to 10x. You can also benefit from mirrored reels during the bonus, and the free spins can be retriggered.
Mermaid Riches Review
This is a well-designed slot with lots of attention to detail. The beautiful mermaid stands beside the reels, and small animations add to the atmosphere. This is enhanced by the bubbling, musical soundtrack and the constant ‘come on’ urging of the mermaid herself. You really do feel like you could be submerged in crystal-clear waters waiting for the treasures of the mermaid’s castle to arrive. Whether they will arrive for you is another matter, however. This is a high-volatility slot, and so there may be large spells without any decent wins. The prizes can be well worth the wait when they do arrive, but there are obviously no guarantees that these will appear when you do decide to play. There is also no assurance that you will benefit from the bonus features in the game, although, once again, these can be really helpful when they do make an appearance. When we gave it a try, there was certainly no shortage of sticky wild action, which really helped to keep our playing balance afloat.
| Slot Name: | Mermaid Riches |
|---|---|
| Software: | PG Soft |
| RTP: | 96.71% |
| Volatility: | Medium volatility |
| Paylines: | 120 |
| Reels: | 5 |
| Min Bet (all lines covered): | $0.20 (USD) |
| Max Bet: | $20 (USD) |
| Top Win: | 3513 |
| Features: | Wild Symbol, Scatter Symbol, Multiplier, Free Spins, Medium volatility, 5 Reels, Cascading |
| Themes: | Sea life |
| Last Update: | 29/06/2026 |
FAQs
What is the RTP of the Mermaid Riches slot?
The RTP is a very respectable 96.71 per cent. This is way above the industry average of around 96 per cent.
Games by Same Maker
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