Midnight Money - Review, Demo Play, Payout, Free Spins & Bonuses

Introduction

Spearhead Studios have realised you don’t need actual magic to make a magical slot with their design for Midnight Money. The 5 reels are set in an atmospheric, moonlit woodland full of animals and flowers. There are 30 paylines, but you can increase your winning chances thanks to stacked symbols, free spins and cash bonuses.

Theme, Graphics & Soundtrack

The Midnight in Tokyo slot showed us the beauty of a city in darkness, its buildings gleaming thanks to electricity. Midnight Money shows us the beauty of a woodland, trees and flowers picked out by the moon and the stars. Different worlds, but equally magical, and both producing a captivating atmosphere. It looks like somewhere where you might find fairies, but instead the symbols include animals like a fox and a wolf. The musical backing does seem a little up-tempo for the serene setting, but it’s a perfectly pleasant accompaniment to this immersive slot.

Midnight Money RTP and Variance

You’ve probably heard us say that 96% is the figure you’re looking for when it comes to RTP. At 96.03%, Midnight Money just puts itself within the preferred range, with room to vary higher or lower thanks to natural standard deviation. What may deter cautious players but excite high rollers is that this is a high variance slot. You could see some big wins, but they’re going to be further apart. 

How to Play Midnight Money

No need to wait until midnight, just step into the trees:

1. It’s nearly all under the reels, starting with the mute button.
2. Next is an info button to take you to the paytable and game rules. Scroll through to find out every detail of how this game works, including symbol values and bonus features.
3. Following that are displays with your number of lines and current balance. The second is particularly important for playing responsibly, because it means you can set and keep a budget.
4. In the middle of the screen is your bet adjustor. It’s just plus and minus symbols, you can’t open the menu to see every value at once and there’s no max bet button, so it may take a while if you want to go from the very bottom to the very top.
5. It’s followed by a display for your most recent win, also important part for your budget and limits.
6. There is one button towards the top of the screen, the menu button. It opens settings. Switch the volume, background music, intro screen or spacebar to spin feature on or off, or follow links to autoplay, info and game history.
7. Autoplay is also available next to the main spin button. Choose a number of plays from 10 to 500, then pick a balance decrease limit. You can also choose to stop whenever a bonus feature is triggered. In advanced settings, you can also have single win and balance increase limits, or choose to stop on any win.
8. You could just spin normally, which means one turn, then a review of your settings. It takes longer, but it still offers the most control. Whatever you do, always play responsibly.

When the fun stops, stop.

Bet & Win Sizes

The minimum bet is 0.30 and the maximum bet is 90.00. Not the largest range in the world, but big enough for most players.

Match 3, 4 or 5 adjacent symbols consecutively across a payline and you’ll win a prize based on your bet and the values displayed on the paytable. For the maximum 5 matches, that means:

9, 10, J, Q - 100

K, A - 150

Flower, Fox - 250

Wolf - 500

The dollar sign and the moon can also pay from 2 matches, but the maximum is still 5:

Dollar - 100

Moon - 1000 

Max-win 100,000x

Volatility High

Top RTP 96.03%

Midnight Money Bonus Features

Stacked Symbols

Each base game is played on one of 11 possible sets of reels (assigned at random). Each different set has one particular symbol that will appear stacked. That means that the entire reel will be filled with the same symbol, increasing your chances of a matching line.

Free Spins

Is there anyone who doesn’t love a slot with free spins? In this case, they’re triggered by 3 or more dollar signs.

Three dollars = 8 free spins

Four dollars = 10 free spins

Five dollars = 15 free spins

All wins are x2 compared to base game.

Quick Finish Bonus

There is an alternative to free spins, if 20 or more free spins have been awarded from your base game. You can choose between more free spins or a mystery cash prize. Just click the flag.

Midnight Money Review

This is a beautifully atmospheric slot, full of cool blue shades and twinkling lights. If a walk in a magical night-time woodland takes your fancy, and you want to admire the animals as you go, Midnight Money may be one of the best options among many Spearhead Studios demo slots. Add some exciting and layered bonus features and there’s really very little to criticise.

Disclaimer: Midnight Money trademark / license is owned by Spearhead Games. This site is not endorsed by Spearhead Games.